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Find out the true amount you can borrow for your business now (it is usually more than you think)
*TradingEconomics lending rate Singapore(2000-2020)
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You go to a bank, provide all the required financials and you are told that you can borrow 100k.
End of story, or is that it?
Do you know that all the following (and more) will affect how much loan amount you can get:
Do you really want to leave the financial fate of your company to luck?
Let’s not forget the fact that you can borrow from multiple banks to achieve the amount you want to get.
Most business owners shortchange themselves when they just take whatever amount was given to them by the banks or do nothing about their rejected application.
Risk-free assessment
Once you submit your financial documents to the bank and get rejected, you have to wait for another 6months to 1 year before you can apply for loans again. The worst part is that you do not even know the rejection reason and probably can’t get it right the next round. Why take the risk? You can simply fill in the form to avail yourself of our loan assessment to find out your loan quantum quickly.
True amount assessment
Didn’t make a profit this year? Or have negative networth? Business loan financing goes beyond looking at P&L or balance sheet. Many factors determine how much a financial institution can lend you, including their own risk appetite. Assess your loan amount without having to commit to any loan at all. Completely risk-free.
Best deal, guaranteed
Do you know that 2 businesses with largely similar financials can end up getting very different deals(including fees, interest rate, loan amount) for their loan package? Business loan financing in Singapore is very much a black box. We do not receive any commission from the banks, thereby enabling us to represent your best interests by comparing over 30 partner financial institutions to give you the best deal.
Why is now the best time to borrow?
Loan amount assessment is entirely free. After that, if you would like to engage our loan application service, we would do a comparison to show you how much processing fee you can save by going through us instead of banks. To put simply, our service pays for itself.
You will find out:
- Your loan amount
- Your interest rate payable
- Any other fees involved
- Free bank insider advice
If the loan amount is not what you are looking for, you do not need to proceed with the loan application at all.
Sure, you can do that. You can then compare the loan package we can get for you, not to mention that we save you the effort of submitting loan application with 30 banks and financial institutions.
Absolutely. Business loan application can be tedious when you do it yourself. If you have someone from our team helping you, you can focus on your business operations while having a peace of mind that we are settling all your paperwork and getting the best deal for you.
Any person in finance would agree that 1.3% interest is absolutely a steal (it is even lower than HDB interest rate of 2.6%) . If you are not facing a cash crunch, that is great. You can use the extra funds to plan for expansion. What better time to expand when the competition is weak at this point? Afterall, the best time to borrow is when you don’t need it.
You are only seeing the tip of the iceberg. We have helped many SMEs borrow from more than 3-4 banks at the same time to achieve the loan amount they require for their financial needs.
Within 1-2weeks upon submission of application, the funds can be disbursed to you. We help you expedite it through our preferential channel.