Terms and Conditions

These terms and conditions govern your use of our website. Before proceeding to use our website, please read the terms and conditions in full. If you do not accept the following terms and conditions, please do not proceed.

Using the website implies that you accept these terms. Terms and conditions will be updated occasionally so please refer to them before every use.


You will be able to access most features of our website without having to register or input any of your personal details with us.


You are permitted to use our website for your own purposes and to print and download material from this website. Material on this website must not be republished online or offline without our permission.

The intellectual property rights in all material on this website are owned by us and must not be reproduced without prior consent.

No part of this website may be reproduced without our prior written permission.


Any material you send or post to this website shall be considered non-proprietary and not confidential. We will be free to share your personal data with third party providers who are related to the service and product you enquired about.


Neither we nor any other party shall be liable or responsible for any kind of loss or damage that may result to you or a third party as a result of your or their use of this site. This exclusion shall include servicing or repair costs and, without limitation, any other direct, indirect, or consequential loss, and whether in tort or contract or otherwise in connection with this website.

Nothing in these Terms shall exclude or limit liability for any liability which cannot be excluded under the law of the Republic of Singapore.


This Legal Notice shall be governed by and construed in accordance with Singapore law. Any dispute(s) arising in connection with this Legal Notice are subject to the exclusive jurisdiction of Republic of Singapore or a jurisdiction mutually agreed.

Two Hour Credit reserves the right to update, amend or change the content of this web portal without notice.