Find the Fastest Licensed Moneylenders in Singapore

Borrow up to 6x your income with almost zero paperwork

Get your loan approved now

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At last, there is a platform where you can find Singapore’s fastest and most reliable licensed moneylenders.

At Two Hour Credit, we manage to do so by having strict criteria on the moneylenders we partner with.

To be part of our platform, they must fulfill these three requirements:

  • They have to be licensed and regulated by the Ministry of Law.
  • They must have a track-record of excellent customer service (no hidden fees, etc.).
  • They must be financial technology firms who are able to process loans in 2 hours with the use of algorithms.

If you’re one who dislikes paperwork and long waiting times, our partnering moneylenders will be just perfect for you.

Read on to learn what you can expect from us!

Our Promise

95% Loan Approval Rate

As long as you have proof of income, no matter what amount, our licensed moneylenders are able to approve your loans.

Approval over the Phone

No wasting time heading down to a branch only to be rejected. With our moneylenders, you can be sure you will get your money after our officers approve your application over the phone.

3-Minute Paperwork

The use of algorithms by our licensed moneylenders allow them to process your loan with minimal documents, saving you the hassle of having to send them back and forth.

Comprehensive Planning

Borrow with a peace of mind as all our licensed moneylenders have trained loan officers who will assist you in coming up with a payback plan that makes it easy for you to fulfill.

3 Simple Steps


Fill up the form

Share with us more about yourself so we may match you with the most suitable licensed moneylender.


Approval over the phone

Unlike other moneylenders which require you to head down to their branch (and risk wasting your time if you get rejected), we are able to approve your loan over the phone without the need of physical documents.


Collect your money

At the licensed moneylender’s branch, an officer will share with you details like interest rates and the loan repayment period.

Once the details are agreed upon, you will be able to receive your money in less than 10 minutes.

It’s that simple!

What is a Personal Loan?

At some point of time, we will require extra cash, be it for renovation works or household bills.

Personal loans allow us to borrow money from various financial institutions like banks or licensed moneylenders. Depending on your income, you can borrow up to six times or more of your monthly salary.

The loan is then repaid on a monthly basis over a period of two to five years – you make the decision.

Regulated by the Ministry of Law, you can expect transparency, confidentiality and no hidden fees.

Now, if you’re interested in getting a personal loan and seek licensed moneylenders who require minimal paperwork, we at the Two Hour Loans can help you.

Get Your Loan in Your Pockets in Just Two Hours

Need some extra cash and want it fast?

We can help you find the most efficient licensed moneylenders in Singapore where you can borrow up to 6x your income.

No piles of paperwork going back and forth. No hidden fees. No long processing times.

Two hours is all it’ll take to have money in your pocket from the time of approval.

Let’s do it!

Get your loan approved now

[contact-form-7 id="22612" title="2Hr Credit"]

By applying, I agree that I have read and accepted the Terms and Conditions and Privacy Policy.

Frequently Asked Questions

Are all your moneylenders licensed?

Most definitely. We only work with licensed moneylenders who are regulated by the Ministry of Law. This way, you can rest assured knowing that your loan is safe and legal.

Is my personal information protected?

Your confidentiality is of utmost importance to us. Apart from the licensed moneylenders we work with, your information will not be released to any other party.

Are there any hidden fees?

Absolutely not. Our licensed moneylenders are committed to transparency and will be upfront on all borrowing fees.

What is the minimum age of requirement?

As long as you are eighteen and above, you are eligible to find a licensed moneylender with us.

Is there a minimum income required?

None. As long as you have a proof of income, you are eligible for a loan. However, the loan amount you may borrow will depend on your income.

How long do I need to wait before I can receive my money?

Once approved, you will be able to collect your money in less than one hour.